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How the Patriot Act Works

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The Patriot Act was created to strengthen domestic security and prevent terrorism. Learn about the Patriot Act and find out why the Patriot Act is controversial.

How Student Banking Works

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Applying for a car loan can be a little tricky. Find out how to apply for a car loan at HowStuffWorks.

How Swiss Bank Accounts Work

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Swiss bank accounts are famous for security and stability. Learn about Swiss bank accounts and find out why Swiss bank accounts are different from standard accounts.

How the National Security Council Works

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The National Security Council provides advice to the president on intelligence matters and coordinates activities in various government agencies. At least in theory. In reality, each U.S. president has used the council in the way that suits him.

How the National Foundation for Debt Management Works

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The National Foundation for Debt Management is an educational organization created to help people understand their personal finances. Learn more here.

Why Do Ordinary People Commit Acts of Espionage?

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What is it that motivates a person to become a spy? HowStuffWorks looks at the main personality ingredients.

How to Protect Banking Information on Your Computer

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Protecting bank information on your computer is important. In this article, learn how to protect banking information on your computer.

What's the difference between the U.S. deficit and the national debt?

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What's the difference between the U.S. deficit and the national debt? Learn the difference between the deficit and the national debt at HowStuffWorks.

5 Worst Financial Panics in U.S. History

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The 5 worst financial panics in U.S. history all happened around the turn of the century. What do they have in common? Could the same problems occur today?

Is a free market "free" if it's regulated?

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A free market is subject to peaks and troughs in a bustling or failing economy -- no one regulates it. Learn how a free market works and theories behind it.

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